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Life insurance for married couples is a good idea, especially if you have or plan to have kids. However, there are a few strong rules of thumb when debating the two types of coverage.
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The death benefit payable in this type of annual renewable term life insurance decreases at a stipulated and predetermined rate over the life of the policy.
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Again, being overweight will not prevent you from qualifying from Standard Plus but you will need to be in good health.
